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Flexible, fair and fully comprehensive car insurance
Subscribe and pay monthly. No fees. No deposit. No interest.
Flexible, fair and fully comprehensive car insurance
Subscribe and pay monthly. No fees. No deposit. No interest.
Courtesy
car
car
UK accident recovery
Uninsured driver cover
Travel
abroad
abroad
Windscreen protection
Electric car cover
Comprehensive cover
Our comprehensive cover offers one of the highest levels of protection in the market with a courtesy car, uninsured driver cover, travel abroad, UK accident recovery and many more included as standard. You can also choose to add No Claims Bonus Protection and Motor Legal Protection.
Manage it all from your phone
Set up and manage your policy any time, anywhere. View your documents, make changes and chat to us online – no tedious call centre waits.
No fees
We don’t charge fees to change your details, to renew your policy or to cancel. And your price is guaranteed for 12 months if everything stays the same.
Pay monthly without interest
Most pay-monthly policies are credit agreements where you pay a deposit and more in interest. We don’t do either. Just a simple monthly subscription.
What’s covered
Your fully comprehensive policy covers you for theft, third party damage, as well as damage from accidents, vandalism and fire. And then some:
Courtesy car
Get a courtesy car whilst your car is being fixed (by one of our recommended repairers).
Uninsured driver promise
You’ll get your excess back and we’ll protect your No Claims Bonus if you’re hit by an uninsured driver.
Electric car cover
Cover for your batteries, charging cables and wall boxes.
UK accident recovery
24-hour UK recovery and onward travel if you’re involved in an accident.
Windscreen protection
We’ll pay for replacement or repair and also for repairs to your car’s bodywork scratched by broken glass.
Travel abroad
Enjoy 90 days’ full policy cover each year when you visit the EU.
Key cover
Up to £1,000 cover for replacement vehicle keys and locks.
Injury
If you’re injured in an accident, we pay up to £2,500 per person (up to a maximum of £7,500) and cover your medical expenses up to £250.
Personal belongings
If you lose or damage important belongings as a result of an accident, fire or theft, we’ll cover them up to the value of £250.
Who is eligible for Wrisk Car Insurance?
To qualify for cover, you and your car need to tick a few boxes.
Drivers
Age: 17-85
Permanent UK resident
Full/provisional UK or full EU licence
No more than 3 driving convictions in the past 5 years
No more than 3 at-fault claims in the past 5 years
Owned and registered by you, your spouse, partner or civil partner (not business partner), by your parent, guardian, grandparent, employer or a lease company
You or your spouse, partner or civil partner (not business partner) will be the main driver
Vehicle
Passenger cars only
Vehicle maximum age: 19 years
Vehicle minimum value: £2,000
Vehicle maximum value: £150,000
No modifications
Tracker required for vehicle values £75,000 and above
Vehicle will be kept at your home address
Social, Domestic and Pleasure (SDP)
Social, Domestic, Pleasure and Commuting (SDP&C)
SDP&C including Business Use (Class 1)
Social, Domestic, Pleasure and Commuting (SDP&C)
SDP&C including Business Use (Class 1)
Your vehicle is not used for Hire & Reward
Terms, conditions, exclusions and excesses apply, please read the policy wording for full details.
Frequently asked questions
Existing customers